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When Banks say No, we say YES!



5.5% interest rates...

Monthly repayments for R10,000 is R440.96 monthly for 24 months

Who we are?

RCS Finance & Loans SA is the most reliable online Finance and Loan Company. Our loans starts from R10, 000.00 to R10 000 000. We offer loan to Blacklisted, Bankrupt, debt review, court order e.t.c. No 1, ST Andrew Street Park Town Johannesburg. To stand a chance of qualification you must be Working Staff, Self-employed / Business owner. Business and personal loans starts from ZAR10,000.00 above at 5.5% interest rate. The company is registered with Reserve Bank, NCR,FSP and its signed by the ministry of Finance, South Africa.

If anonymous apply for a loan of R10,000.00 Monthly repayment is R440.96 for 24 Months. There is a once off payment required FOR LOW CREDIT SCORE of R1,800.00 once off payment is charged according to the applied loan amount. The company Bank with HSBC Bank UK, Glencoreprivate Bank and Reserved Bank, They assist us to credit funds(Loan) to our clients through other commercial Bank like ABSA Bank, Capitec Bank, Nedbank (Netbank), Standard Bank, First National Bank (FNB Bank), Pepstores and Spur.

Mission

To provide tailored and reliable financial solutions that empower individuals and businesses to achieve their goals, fostering long-term relationships built on trust and transparency.

Vision

To be the leading provider of innovative and customer-centric loan services, recognized for our commitment to excellence, integrity, and positive impact on the communities we serve.

Values

  • Integrity: Upholding the highest ethical standards in all our dealings.
  • Customer-Centricity: Prioritizing the needs and aspirations of our clients in every decision we make.

Why choosing Us

RCS Finance & Loans SA is the most reliable online Finance and Loan Company. Our loans starts from R10, 000.00 to R10 000 000. We offer loan to Blacklisted, Bankrupt, debt review, court order e.t.c. No 1, ST Andrew Street Park Town Johannesburg. To stand a chance of qualification you must be Working Staff, Self-employed / Business owner. Business and personal loans starts from ZAR10,000.00 above at 5.5% interest rate. The company is registered with Reserve Bank, NCR,FSP and its signed by the ministry of Finance, South Africa.

At RCS Finance & Loans, we believe that every client’s financial situation is unique. We take the time to understand your specific needs and goals, providing customized loan solutions that fit your circumstances. Our commitment to personalized service means you get the attention and support you deserve, ensuring a positive and satisfying experience.

We operate with the highest standards of integrity and transparency, ensuring you have all the information needed to make informed decisions. Our ethical approach builds trust and long-term relationships with our clients, as we prioritize your interests above all else. Choose RCS Finance & Loans for a partnership based on honesty, reliability, and mutual respect.

What we do

Services Overview

At RCS Finance & Loans, we provide tailored loan solutions to individuals and businesses, helping them achieve their financial goals. Our expert team offers personalized advice and support throughout the loan process. We prioritize transparency and integrity to ensure a smooth, trustworthy experience for our clients.

How we help

At RCS Finance & Loans, we assist clients by offering customized loan options that fit their unique financial needs and goals. Our experienced team provides expert guidance and support throughout the loan process. We ensure a transparent and stress-free experience, empowering clients to achieve their financial aspirations.

How we do it

At RCS Finance & Loans, we employ a personalized approach to understand each client's unique financial situation and goals. Our team of experienced professionals conducts thorough assessments to provide tailored loan solutions, ensuring clarity and transparency at every step. We leverage our extensive industry knowledge and commitment to exceptional customer service to deliver a seamless and trustworthy loan process.

Our Aim is to help you

with your financial issue
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Our Services

Business-9

Personal Loans

Typically unsecured loans that individuals can use for various personal expenses, such as home improvements, weddings, or debt consolidation.

Business Loans

Offered to small businesses or entrepreneurs to fund startup costs, expansion, or working capital needs.

Renovation Loans

 

Renovation loans are financial products designed to fund home improvements or repairs. They often allow borrowers to finance both the purchase price and renovation costs in one loan. Interest rates can vary based on the lender and the borrower’s creditworthiness.

Mortgages Loans

Loans specifically for purchasing real estate, where the property itself serves as collateral.

Business-8

Education Loans

This specific loans helps students to achieve their careers and get the diplomas of their dreams.

Emmergency Loans

Emergency loans are short-term financial solutions designed to cover unexpected expenses, such as medical bills or car repairs. They typically offer quick approval and disbursement, often with higher interest rates due to their convenience and minimal requirements. Borrowers should consider them as a last resort due to their costliness compared to traditional loans.

Blacklisted Loans

Apply for this loans, if you have been blacklisted. We give our clients the second chance to rebuild their credit score.

Debt Consolidation Loans

Used to combine multiple debts into a single loan, usually with a lower interest rate or monthly payment.

Business-11

Asset Loans

The proceeds of RCS Loans SA are used to acquire business moveable assets (machinery and equipment). Assets purchased through this funding method must be identifiable by a means of serial numbers. The benefits of asset loans: RCS Loans SA allows you to acquire or lease equipment without affecting your bank balance. Assets acquired through RCS Loans SA finance can be used by Loan Inn as security for the loan.

Bridging Loans

It is a credit facility designed for business-to-business transactions, and it is usually suitable for businesses that have secured firm contracts — or purchase orders — with other businesses, that is, businesses that offer services and/or products to other businesses. The benefits of bridging loans: A bridging loan allows your business to meet short-term financial obligations by providing immediate cash flow. The repayment term: For this financing facility, the repayment duration is linked to the specific term of a contract, up to 12 months.

Revolving Loans

It is usually used for clients who have contracts with a predetermined lifespan and monetary value. Revolving credit facilities are mainly used for operating purposes and the loan amount varies from month to month, depending on the client’s current cash flow needs. It is money given in advance, and is primarily available to established businesses that are mainly existing RCS Finance & Loans SA Pty clients with satisfactory credit records.

Loan Terms

RCS Finance & Loans SA Pty’s term loans offer businesses the cash they need to buy other forms of moveable assets. Unlike asset financing, term loans are used to acquire moveable assets that cannot be identified by means of serial numbers, such as office furniture, fixtures and fittings. The benefits of term loans: Often a small business will use the cash from a term loan to buy fixed assets such as equipment used in its production process. In addition, RCS Loans SA can use assets acquired through a term loan as security for the loan.

What our clients are saying

Thabo

"RCS Finance & Loans helped me secure the funds I needed for my business expansion. The process was quick and straightforward, and the customer service was exceptional. Highly recommend!"

Sipho

"I was in a tight spot financially, and RCS Finance & Loans came to my rescue. Their team was understanding and supportive, guiding me through every step. Thank you for making a difference in my life!"

Nomvula

"The team at RCS Finance & Loans is professional and trustworthy. They provided me with a loan that suited my needs perfectly. I couldn’t be happier without their service!"

Lerato

"Getting a loan from RCS Finance & Loans was a seamless experience. The application process was easy, and I received the funds quickly. I highly recommend them for anyone in need of financial assistance."

Nompumelelo

"I-RCS Finance & Loans ingisize kakhulu ngathola imali engangiyidinga ngephutha. Inqubo yabo ibulula futhi bangabaqotho. Ngiyabonga kakhulu ngekusasa eliqhakazile!"

Shams W.Pawel

"RCS Finance & Loans het my gehelp om 'n lening te kry toe ek dit die meeste nodig gehad het. Die proses was maklik en die personeel was vriendelik en behulpsaam. Ek sal hulle beslis aanbeveel!"

Team

Ms ANDILE KHUMALO

Ms ANDILE KHUMALO

Online Consultant
Andile assists customers with loan applications and inquiries through the company’s online platform.
Mr Lawrence Smith

Mr Regan Adams

CEO RCS South Africa
Regan is the CEO of our South Branch and he oversees financial planning, analysis, and reporting to ensure company profitability and growth.
Ms NOSIPHO Tshabalala

Ms NOSIPHO Tshabalala

Online Consultant 2
provides guidance and support to clients seeking loan information via online chats and emails.
David Lawrence

Mr. David Lawrence

Finance Manager
David is our Finance Manager and he also provides guidance and support to clients seeking loan information via online chat and email.

Get in Touch

For more info kindly fill the form below we will be in touch with you.

Contact Us!

We are always happy to provide you with the best services ever.

Office Phone Number

01 620 3282 / 084 419 8885 / 071 751 9136

WhatsApp Numbers

078 113 7282, 062 043 4873, 084 891 2278.

Kagan Email

info@rcloanservices.co.za

Our Office Address

No 1, ST Andrew Street Park Town Johannesburg

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 No 1, ST Andrew Street Park Town Johannesburg.
NCR Registration Number: NCRCP 38/ FSP 44481
Legal Registration Number: 2000/017891/07

 

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